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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Karen has a life estate in the property. Upon her death, the property passes to

A) her heirs.
B) the previous owner.
C) her spouse.
D) the remainderman.

2. The MAIN purpose of insurance is to

A) transfer risk.
B) alter risk.
C) reduce risk.
D) retain risk.

3. Which of the following can be licensed as a title insurance agent?

A) a legal entity
B) an employee of a title company
C) an approved attorney
D) an officer of a title company

4. Which of the following is considered an involuntary lien?

A) a life estate reservation
B) federal tax lien
C) deed restriction
D) HELOC loan

5. The term used in the Real Estate Settlement Procedure Act (RESPA), that describes a situation in which a person must use a particular provider for settlement services in order to have access to some distinct service or property, is known as

A) anti-kickback.
B) required use.
C) bundled services.
D) tied benefits.

Solutions: