Choosing materials for the E05 exam does not have to be guesswork. CertkingdomPDF lets you taste before you buy: the free demo shows real questions from the 52-strong CII Examination element of M05 Insurance law bank, the PDF prints for paper review, and the software version simulates the real test — three ways to check the fit.
CII E05 Exam Overview:
| Certification Vendor: | Chartered Insurance Institute (CII) |
|---|---|
| Exam Name: | Examination element of M05 Insurance law |
| Exam Number: | E05 |
| Exam Duration: | 60 minutes |
| Related Certifications: | Diploma in Insurance |
| Available Languages: | English |
| Real Exam Qty: | 50 |
| Passing Score: | 65% |
| Exam Format: | Multiple Response Questions, Multiple Choice Questions (MCQ) |
| Sample Questions: | ![]() |
| Exam Way: | Computer-based examination available at CII test centres and through remote online invigilation. |
| Pre Condition: | Knowledge equivalent to IF1 Insurance, Legal and Regulatory is recommended but not mandatory. |
| Official Syllabus URL: | https://www.cii.co.uk/learning/qualifications/unit-insurance-law-m05/ |
CII E05 Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Law of Agency and Insurance | - Agency relationships
|
| Insurance Contract Terms and Vitiating Factors | - Policy terms and validity
|
| Law of Torts | - Principles of tort law
|
| Law of Contract | - Contract formation and operation
|
| Nature and Sources of English Law and Natural Legal Persons | - Nature and sources of English law
|
| Indemnity and Measurement of Loss | - Application of indemnity
|
| Formation of Insurance Contracts | - Insurance contract principles
|
| Subrogation and Contribution | - Recovery and sharing of losses
|
| Insurance Claims | - Claims process and legal principles
|
E05 Exam Details and Preparation Tips
Knowledge equivalent to IF1 Insurance, Legal and Regulatory is recommended but not mandatory.
The E05 exam contains 50 questions with 60 minutes minutes on the clock. That combination rewards candidates who have rehearsed under realistic conditions — which is exactly what the software simulation version of the CertkingdomPDF materials is for.
The official outline divides the E05 exam into weighted domains, including:
- Nature and Sources of English Law and Natural Legal Persons ()
- Subrogation and Contribution ()
- Indemnity and Measurement of Loss ()
The CII Examination element of M05 Insurance law question bank at CertkingdomPDF is organized around these same objectives, and its clear layout makes the heavily weighted points easy to spot and revisit.
Because knowing the content and knowing the exam are different skills. The software version of the CII Examination element of M05 Insurance law materials simulates the real E05 exam environment, so the interface, timing, and question flow are familiar before you sit the real thing. It is a small rehearsal with an outsized effect — candidates who have experienced the simulation handle exam-day details calmly instead of burning time on surprises.
The E05 exam is the official test for the CII Examination element of M05 Insurance law certification from CII, measuring how well you can apply the published exam objectives in realistic scenarios. The credential validates your skills against an industry-recognized standard — and because the exam has its own format and rhythm, materials that combine organized content with realistic simulation prepare you more completely than reading alone.
What makes the PDF version of the CII Examination element of M05 Insurance law materials convenient?
Three things. First, it starts with a free demo containing plenty of sample questions, so you can taste the E05 exam content before deciding. Second, the PDF prints cleanly, turning your screen materials into paper you can annotate — notes in the margins keep your memory of key points fresh every time you pick the pages back up. Third, it travels anywhere: no account login, no compatibility worries, just 52 practice questions for the CII Examination element of M05 Insurance law exam ready whenever you are.
CII Examination element of M05 Insurance law Sample Questions:
What is the intended purpose of a subrogation waiver clause in an insurance po
- A. The insurer's subrogation rights will not be exercised against certain parties associated with the insured.
- B. The insured has a duty to ensure that the insurer's subrogation rights are maintained.
- C. Cover is suspended whilst the insurer pursues an action for subrogation.
- D. The doctrine of subrogation is excluded from the policy.
Correct Answer: A 🗳️
As a result of a breach of good faith under a commercial insurance policy, the insurer avoided the policy as a whole, but was NOT permitted to retain the premium because
- A. the misrepresentation was innocent.
- B. the misrepresentation was fraudulent.
- C. no claim had been submitted or paid.
- D. the premium was paid by monthly installments.
Correct Answer: A 🗳️
A warranty in Emily's personal travel insurance policy states that cash must be kept in a locked safe. Whilst on holiday, a storm destroys her hotel and its contents. When Emily completes a claim form for loss of money, she admits that her cash was NOT locked in the safe. What will be the insurer's likely response to her claim for the lost money?
- A. Avoid the policy ab initio.
- B. Make an ex-gratia payment.
- C. Pay the claim in full.
- D. Reject the claim for breach of warranty.
Correct Answer: C 🗳️
The test of the materiality of facts in an insurance contract is defined according to the opinion of a
- A. diligent broker.
- B. honest proposer.
- C. prudent underwriter.
- D. reasonable person.
Correct Answer: C 🗳️
How can an agency relationship be best described?
- A. A person has transferred his obligations under a contract to another party.
- B. A person, who has paid another party under a contract, has the right to stand in the place of that other party and avail himself of the rights and remedies of that party.
- C. A person has ratified another party's action.
- D. A person has the authority to act on behalf of another party.
Correct Answer: D 🗳️
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